Becoming a Client

After initially contacting us, you should expect that we will respond to you promptly to set-up an initial meeting. At our first meeting, you will have an opportunity to learn as much about us as you’d like. Please bring your questions. We will do our best to answer all of them.

If both parties believe there is a good potential working relationship, we will move ahead with additional meetings. In order to provide excellent advice, we need to get accurate information on your current financial situation, your long-term goals, and issues and concerns you may have along the way.

As part of the “get-acquainted” process, you will let us know how often you would like to meet or speak by phone for updates on your investments, to ask questions, and to discuss changes or adjustments to your financial plan, if needed.

Once we have a good understanding of all of these issues, we will help you consider your financial priorities and any potential trade-offs you may wish to consider. Then we will work with you to create a financial plan and build an investment portfolio designed to allow you to achieve your financial objectives.

Once we have your approval, we will implement your plan by establishing the necessary account(s) (e.g., Educational Savings Accounts for your children; IRA accounts for your business; taxable investment accounts for you and your spouse etc.). After you have transferred funds into these accounts, we will make investments on your behalf in order to build your customized investment portfolio.

You will begin receiving monthly statements for your accounts. You have the option to receive them by mail or e-mail. You will also receive comprehensive annual statements which include statements for tax-filing purposes. As discussed earlier, we will meet with you periodically to discuss the progress of your financial plan, the status of your investments, and answer your questions.

Finally, as your trusted financial adviser, we are available every weekday by phone or e-mail. Our clients are our highest priority and we make it a point to respond to your calls as soon as possible.